Medicare Supplement Insurance

Medicare Supplement Insurance, also known as Medigap, is available and used by millions who qualify. To qualify, you generally must be on Medicare Part A and Medicare Part B. Medigap plans clearly identify the specific benefits that are covered. Each senior wishing to be covered by a Medigap plan must have their own Medigap plan for coverage, meaning a spouse is not covered under one's policy.

How Does Medicare Supplement Insurance Work?

Medicare is not comprehensive and many seniors need additional coverage. This is where Medicare Supplement Insurance comes into play. There are twelve different Plans (A-L) each with their own terms, benefits and restrictions. Picking the right plan depends on what one's needs are. Medicare Supplement Insurance coverage varies in everything from basic doctor visits to prescription coverage and long-term care. Medigap policies do not cover long-term care such as nursing homes, vision or dental care, hearing aids, eyeglasses or private-duty nursing.

Which company offers the best Medicare supplement coverage?

Many seniors do not realize that plans and benefits are regulated. This means Insurer A and Insurer B offer the exact same coverage by law in regards to the same letter plans (Insurer A's Plan J is the same as Insurer B's Plan J). What this means is one should give heavy consideration to Medicare supplement insurance rates in their decision of where to buy. Many seniors struggle to obtain competitive quotes. Using our free tool seniors get competitive quotes from multiple companies within minutes so they can then compare Medicare Supplement Insurance rates side by side in the comfort of their home.